These Terms & Conditions ("Terms") govern your access to and use of the website and services of Dream Real Estate & Mortgage. By accessing or using this site, you agree to be bound by these Terms. If you do not agree, please do not use the site.
No Commitment to Lend
Nothing on this website constitutes a commitment to lend, an offer of credit, or an advertisement of guaranteed rates or terms. All loan products are subject to credit approval, income and asset verification, property appraisal, and other underwriting requirements. Rates, programs, and terms are subject to change without notice.
Informational Purposes & Calculators
All calculators, estimates, charts, and other tools are provided for general informational and illustrative purposes only. Results are estimates and do not represent an offer, approval, or guarantee. Actual figures depend on your specific circumstances and final underwriting. You should not rely solely on these tools when making financial decisions.
Not Financial, Legal, or Tax Advice
Content on this site is not financial, legal, accounting, or tax advice. Consult appropriately licensed professionals regarding your specific situation before making decisions.
Intellectual Property
All content, branding, logos, text, graphics, and software on this site are owned by or licensed to Dream Real Estate & Mortgage and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.
Third-Party Links & Services
This site may link to or integrate third-party services (such as mapping, scheduling, e-signature, and CRM tools). We are not responsible for the content, accuracy, or privacy practices of third parties. Your use of such services is governed by their own terms.
Eligibility
You must be at least 18 years old and able to form a legally binding contract to use our services.
Disclaimer of Warranties
This site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free.
Limitation of Liability
To the fullest extent permitted by law, Dream Real Estate & Mortgage and its agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this site or its tools.
Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any disputes shall be resolved in the state or federal courts located in Sacramento County, California.
Changes to These Terms
We may revise these Terms at any time. Continued use of the site after changes constitutes acceptance of the updated Terms.
Contact
Questions about these Terms? Contact us at hello@dreambrokerageinc.com or (916) 892-6060.